Certificados IAPDA

Expertos en Debt Relief para Hispanos

Meet the certified negotiators who work every day to free American families from their credit card debt — with full transparency.

12+ years of experience +50,000 familias ayudadas IAPDA Certification oficial Available 7 days
Nuestros asesores

The Team Behind Every Negotiation

Every FreedomDebtUSA advisor is certified by the International Association of Professional Debt Arbitrators (IAPDA) and has direct experience negotiating with the major credit card creditors in the United States.

James Mendoza
Director of Negotiations
IAPDA Certified Nivel 2

With over 12 years of experience in debt settlement, James has led negotiations with Bank of America, Chase, Citibank, Capital One and over 40 additional creditors. His specialty is complex cases with debt above $30,000.

A graduate of New York University, James understands the unique financial challenges American families face. He has been a speaker at financial education conferences across Texas, California and Florida.

2,800+
Casos resueltos
57%
Average reduction
12 years
Experience
Sarah Mitchell
Asesora Financiera Senior
Certificada IAPDA

Sarah specializes in medical debt and credit cards for American families in Texas and Florida. In 9 years she has handled over 1,400 cases with a success rate of over 94% negotiating with creditors.

A Business Administration graduate, she completed her IAPDA certification in 2015 and maintains her accreditation annually. She offers specialized guidance for independent contractors (1099) and small business owners.

1,400+
Casos resueltos
94%
Success rate
9 years
Experience
Robert Parker
Negociador Principal
IAPDA Certified

Robert is expert in cases with multiple creditors and combined debts exceeding $50,000. He operates primarily in California, New York and Illinois — three of the most populous US states.

With 7 years of experience in debt settlement, Robert has helped over 900 families free themselves from the burden of credit cards. He is an expert advisor with deep knowledge of consumer protection law.

900+
Casos resueltos
53%
Average reduction
7 years
Experience

Certifications and Regulations That Back Us

IAPDA — International Association of Professional Debt Arbitrators

All our negotiators are certified by the IAPDA, the world's leading organization in debt arbitrator certification. Certification requires continuous training and strict ethical standards.

FTC — Federal Trade Commission (Telemarketing Sales Rule)

We operate in full compliance with the FTC's TSR 16 CFR Part 310, which prohibits charging fees before successfully resolving each debt. You do not pay until we negotiate.

CFPB — Consumer Financial Protection Bureau

We follow the guidelines of the Consumer Financial Protection Bureau to ensure transparency and protection in all our debt negotiation services.

Acuerdo de Services Transparente

Before enrolling in the program, you will receive and sign a detailed contract specifying fees, timelines and consumer rights. You can cancel at any time without penalty.

Speak Today With One of Our Advisors

Completely free, no-obligation evaluation. Our team will analyze your situation and explain your options.

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